Knowledge base
Everything you want to know about buying a home here
From your budget and the viewing to the offer, the purchase agreement and the keys at the notary. Explained clearly, without jargon.
Buying a house step by step: from start to the keysA few clear steps to your new home, guided by one dedicated NVM agent. For that you pay a fixed fee of €2,499.What does an NVM buying agent actually do?A buying agent works exclusively for you as the buyer. Below you can read step by step what your dedicated agent does for you, from the first viewing to the handover of the keys.
- Commission: what a regular agent charges (and what we do differently)Many buying agents charge commission: a percentage of the purchase price. We work with one fixed amount of €2,499, and on this page we explain why that difference matters.
- Bidding over the asking price: how much, and how do you negotiate?Bidding over the asking price feels like shooting in the dark: you see an asking price and have no idea whether your offer stands a chance. Here you can read how to substantiate that amount and how the negotiation works.
- Building survey: costs and when to have one doneA building survey shows you the condition of a property before the purchase is final. Here you can read roughly what such a survey costs, when to have it done and what to watch out for.
- Costs of buying a house: what comes on top of the priceThe asking price is not the amount you end up spending. Below we set out which costs come on top of the purchase price when you buy a home in the Netherlands.
- Buying a house without an agent: what you arrange and what we take overYou can simply buy a house without an agent. The question is not whether you are allowed to, but what it costs you if things go wrong. Below we set out what you do yourself and where support makes the difference.
- Buying your first home: what to watch out forAs a first-time buyer you are buying without experience and without a home to sell first. Below you can read where things go wrong for first-time buyers and how to avoid that.
- How much of your own money do you need to buy a house?In the Netherlands you can borrow the full value of a home, but buying with no money of your own is rarely possible. Below you can read which items you pay yourself and what that amount depends on.
- Making an offer on a house: how it worksOn Funda you come across terms such as onder bod, open bod and bod geaccepteerd. Below you can read what those statuses mean and how to decide on an offer that stands a chance.
- Valuation: what the home is really worthAn asking price says little about what a house is actually worth. With a proper valuation you know what you can offer without guessing.
- Purchase agreement: cooling-off period, cancellation and conditionsAs soon as the seller accepts your offer, it goes on paper. The purchase agreement sets out the terms that determine what you are bound to and when you can still get out.
- The notary when buying a house: costs and the handover of the keysWhen you buy a home in the Netherlands you need a notary as well as a buying agent. Here you can read what the notary does, which costs come with it and how the handover of the keys works.
- Viewing checklist: what to look out forA viewing often lasts no longer than twenty minutes, and in that time you prepare a decision you will live with for years. This checklist keeps you structured and helps you see what sits underneath the styling.
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